Tips for Saving Up for a Rocky Ridge Truck

Are you the type of person who likes to explore the great outdoors on the weekend? Whether you hunt, fish, camp, or simply like to travel in places where you'll need the toughest truck on the market today, the Rocky Ridge truck is the truck for you. The Rocky Ridge truck was built for whatever the next turn on the road throws at it, and it comes in several packages or can be customized to fit your needs and preferences.

We encourage you to contact our team today to learn more about packages available or customization options. Gentilini Motors is the exclusive dealer of Rocky Ridge trucks in South Jersey. We can provide you with information on packages, financing options, trade-ins, and more. However, if you just want to learn about ways you can save up for a Rocky Ridge truck, here are a few basic tips that will get you closer to your dream truck:

Figure Out How Much You Would Like to Pay Each Month If You Plan on Financing: If you're saving up until you can pay in cash, this does not apply as it would obviously be zero. However, if you're just saving up for a down payment, you'll want to calculate how much you can afford to pay each month. Be sure to include fueling costs and basic maintenance in this calculation as well.

Get Your Credit in Order: You're entitled to a free credit report every year. Now that we're in 2017, you're entitled to a new report. Check your credit report for any errors as these do happen, and they can negatively affect your credit. Many credit card companies offer free credit score as well, so you can have a better idea of where your credit's at. When you have good credit, you'll be able to save on interest, which over the course of a loan could mean hundreds or thousands of dollars in savings.

Make Saving Automatic: You should make a personal budget to see how much you need to spend every month on living expenses. If there are things you notice that you can cut out, go for it, but try to not stress yourself too much trying to save every penny. Once you determine a livable amount that you can save, make it automatic. Set up an arrangement with your payroll department where you have some amount of your paycheck deposited into a separate savings account. If you don't have direct deposit or your company cannot do this, you can make the arrangements yourself with your bank every time you get paid. That way you take the guesswork out and not have to worry about saving with every transaction.