Thursday, November 6, 2014

When it Makes Sense to Lease a Car


There are many advantages to both buying and leasing cars in New Jersey and, depending on your needs and situation, either one can make sense. However, in some circumstances, one makes more sense than another. So when would leasing be the right choice for you? Here are some circumstances in which leasing is the way to go:

Your Last Car Died Unexpectedly

Maybe you could have saved the money to buy a car, but then something happened that left you with no time: perhaps someone else totaled your car or your engine just up and died, and replacing it would cost more than a down payment on a new car. If you and/or your significant other rely on your vehicle for transportation to work, you may not have time to save the money for either the repairs or a down payment. That's when leasing can really come in handy! Car lease deals in NJ sport either low or no down payment – a big advantage for people caught in one of the awkward situations mentioned above.

You Haven't Been Able to Save for a Car

Maybe you were trying to save money for a car, but things just kept popping up to drain your bank account. From the unexpected hospital visit and your storm-damaged roof to that family wedding that cost you money in gas, hotels, and presents, there just wasn't any money to spare for a new car. Getting a lease will enable you to drive a new, hassle-free vehicle despite your financial difficulties. And by the time the lease is up, maybe you'll have been able to put aside enough to buy the car of your dreams.

You Might Not Have Money for Unexpected Repairs

If you're already contending with lots of unexpected expenses, paying for car repairs won't be something you look forward to. Leasing is a great way to avoid any such possibility. With a lease, you get a brand new car at a low price, and you get a warranty that lasts through the entire term. The warranty will cover most things and your insurance will handle any major damage, so you'll be covered no matter what happens.

You Want/Need a Nicer Car than You Could Afford to Buy

Maybe you want a minivan or SUV for your family. These vehicles are not the cheapest compared to other car types, and some can be downright expensive. While, if you're on a budget, you obviously won't be getting the fanciest model, you'll still want one that's spacious and comfortable. A lease is a great way to achieve this. With a lease, you're paying for a portion of the car based on the sales price, and minus the depreciation it will accumulate. Thus, the car payments will usually be much lower with a lease – and that's to say nothing of the deals and incentives that the dealership will offer you! 

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